Catastrophic injuries present severe challenges. A catastrophic injury is one that leads to a long-term or permanent disfigurement or disability. Often, there is a long recovery time, and sometimes lifetime care is needed. If you suffer catastrophic injuries, your life may never be the same. Unfortunately, insurance adjustors are more concerned with profits than helping you and may not be sympathetic to the extent to which your life has changed. Sacramento catastrophic injury lawyer Travis G. Black is a former fraud insurance specialist who understands these types of cases and how insurers think. Based in Folsom, he may be able to help you recover compensation for the harm that you have suffered.Pursuing Compensation for Catastrophic Injuries
If you are unable to perform all of the basic life functions that you performed before an accident, or you need long-term physical therapy or multiple surgeries, your injury is likely catastrophic. In some cases, catastrophic injury victims can no longer go back to work in the same field. They may be permanently disabled and require a wheelchair or another medical device, as well as vocational rehabilitation. Some injuries that are often considered catastrophic are spinal cord injuries, brain damage, crushing, amputation, limb loss, substantial scarring or disfigurement, burns, and paralysis.
If you can prove another party's negligence or wrongful conduct, you may be able to recover damages that compensate, at least in part, for the changes to your life. For example, if you suffer spinal cord injuries and the loss of a limb after being struck by a truck, you may be able to recover damages from the truck driver, the trucking company, and other parties. To establish negligence, you will need to show the defendant's duty of care, the defendant's breach of duty, causation, and actual damages. For many people, bringing a lawsuit is the only way to cover the enormous expenses associated with catastrophic injuries.
Damages tend to be higher in catastrophic injury cases, but it can also be more complex to prove the extent of damages in these types of cases. The damages may include economic losses such as medical expenses, past and future lost wages, vocational rehabilitation, household services, the cost of live-in assistance, medical devices, surgery, and therapies. Damages may also include noneconomic losses such as pain and suffering, mental anguish, and loss of consortium for the accident victim's spouse.
A defendant is required to pay damages to make you whole after you suffer catastrophic injuries as a result of the defendant's wrongful act or negligence. However, insurance adjustors and attorneys for the defendant may look for ways to suggest that the catastrophic injuries were your own fault. For example, they may examine a car accident to see whether you were speeding or texting while driving to make the argument that your own negligence partially or fully caused the crash. Under the doctrine of comparative negligence, the total compensation award will be reduced by an amount equal to your percentage of fault, if any. This makes it crucial to consult your own attorney before speaking to an adjustor for an at-fault party.Retain a Catastrophic Injury Lawyer in the Sacramento Area
It is important to get experienced, knowledgeable legal counsel on your side when you have been harmed by someone else’s carelessness or misconduct. Sacramento catastrophic injury attorney Travis G. Black worked for the insurance industry and served as a police officer before establishing his own firm in Folsom. He now wields his knowledge of these sectors in service of his clients. Contact us online or call Travis G. Black & Associates at 916-962-2896 for a free consultation with a personal injury or wrongful death attorney.